Whether you find yourself needing extra funds in a pinch due to an unplanned expense or any other reason, having flexible financial options you can rely on is key. While traditional loans are an option, they usually involve lengthy application processes and strict credit checks and documentation. For those living in Atlanta, jewelry loans present a one-of-a-kind solution that is quicker, easier, and more flexible.
Whether you need to cover a home repair, medical emergency, or pay for a special occasion, a jewelry loan through Regal Capital Lenders gives you an uncomplicated and safe option for obtaining money that accepts your valuables as collateral. Keep reading to learn how jewelry loans in Atlanta compare to conventional loans and why they’re growing in popularity Reports:
What Are Jewelry Loans and How Are They Different?
Jewelry loans are a form of asset-based lending that enables you to take out a loan against your gemstones—and by extension, watches and precious metals—as collateral. Jewelry loans at Regal Capital Lenders in Atlanta can be for as little as $500 or as much as $500,000, depending on the assessed value of your items, with low interest rates starting at 5 percent.
This is in stark contrast to traditional loans where approval is heavily based on your credit and income. Jewelry loans offer a way for those who might not pass with flying colours on credit checks to get access to money without the additional hassle.
Advantages of Jewelry Loans Compared to Traditional Loans
There are many reasons why jewelry loans are a perfect option for most Atlanta residents:
No Credit Check Required
A main hurdle in accessing a traditional loan is good credit. Banks and other financial institutions frequently look into your credit history, so those with low credit scores tend to find it hard to get approved.
Unlike with a credit-based loan, with a jewelry loan your valuables — not your credit profile — back the loan. This translates to rapid approval for all, even those with bad credit or no credit.
Faster Approval Process
All that said, anyone who has ever applied for a traditional loan understands how much time such a process can involve. With document collection, credit checks and lengthy approvals, it’s not unusual for you to wait weeks before you have access to funds.
Jewelry loans, however, are a much more expedited process. You can get your valuables appraised and approved and walk out with cash, all on the same day at Regal Capital Lenders. This rapid turnaround makes jewelry loans ideal for emergencies or time-sensitive circumstances.
Interest rates lower than those of pawn shops
Pawn shops are easy to get to, but they charge high interest rates for a short term loan—sometimes 25%. Regal Capital Lenders provides businesses with a second chance at a much lower interest rate starting from 5%, allowing them to repay their debts without further complications.
Moreover, Regal Capital Lenders promises to match competitor offers, which means even lower costs for Atlanta customers.
Complete Privacy and Security
Traditional loans often require extensive paperwork and third parties, while jewelry loans provide a private, discreet transaction. We conduct appraisals and transactions in secure, confidential spaces at Regal Capital Lenders, so you can have peace of mind.
Flexible Repayment Options
Whereas traditional loans come with strict repayment terms and penalties for missed payments. Jewelry loans offer flexibility — you can redeem your items at your discretion, with no set period of time or early payback penalties. This allows you to get back on your feet financially on your own terms.
How do you apply for a loan in Atlanta?
If you’re considering a jewelry loan as an option to solve your money woes, below is a guideline to get started with Regal Capital Lenders in Atlanta:
Step 1: Call for a Quote
Request a loan or sale the valuables you have. This is a simple, no-frills process with no commitments upfront.
Step 2: Set an Appointment
XYZ will offer you a high-end, thorough appraisal of your items—whether they’re diamonds, gold, silver or luxury watches—with the goal of assessing their value and helping you sell them for as much as you can get. While you get strategic market value from experienced gemologists and evaluators.
Step 3: Get Paid
Once your collateral is evaluated and approved, you get instant funding. Redeem your valuables on your own terms, with no penalties or additional fees.
Items Accepted as Collateral
Things to Consider When Taking Out a Jewelry Loan at Regal Capital Lenders
Jewelry from designer labels and no-brand
Diamonds regardless of size, shape or color
Gold, silver, and platinum (coins, bars, and scrap metals)
High-end watches such as Rolex or Cartier
Verified Official Store Designer Handbags (Louis Vuitton, Chanel, etc.)
Regal Capital Lenders encourages you to contact them for a quick assessment if you aren’t sure if your item is eligible.
Why Regal Capital Lenders for Jewelry Loans in Atlanta?
Regal Capital Lenders is unlike any other financial institution or pawn shop where trust, transparency, and a customer-centric approach are paramount. Here’s what sets them apart:
Interest rates considerably lower than local pawn shops starting at only 5%.
Full professional appraisals performed by certified gemologists with over 20 years experience
Emphasis on privacy, with all transactions between clients remaining confidential and secure.
A price promise to beat any competitor’s quote with a written offer.
People throughout Atlanta know Regal Capital Lenders as their partner for jewelry loans, and a reliable source for financial help.
Start Getting the Best Price For Your Jewelry Today
When unexpected expenses crop up, don’t accept the strict conditions and high interest rates on traditional loans. Jewelry loans in Atlanta provide a quick, more accommodating avenue to funds—sans all the fuss of credit checks or extended approval timelines.
Regal Capital Lenders are committed to providing top-notch service and competitive rates so that you can get the most out of your assets.
Visit them at their office 3384 Peachtree Rd NE, Suite 160, Atlanta, GA 30326 and give them a call now at (404) 846-2400 or (404) 695-8300. They also have an email address ([email protected]) where you can send your questions. 10:30 AM to 6 PM Monday to Friday (business hours)
Get started today by calling Regal Capital Lenders.
Read More: Why Jewelry Equity Loans Are Better Than Personal Loans in Atlanta